What percentage of Americans have no retirement savings at all? What percentage of retirees had to retire early?

Hypothetical Performance Report 2
According to a biannual report by the Society of Actuaries regarding retirement expenses, nearly half of all Americans have no retirement savings at all and will rely almost solely on Social Security for retirement income. Nearly one-third, 30%, of Baby Boomers entered retirement due to circumstances beyond their control.
For information on how unexpected expenses impact retirement savings, see our new article Thursday.