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    FAFSA Changes Impact Strategies to Save and Pay for College

    by Ryan W. Smith The Free Application for Federal Student Aid (FAFSA) has become an annual rite for all college-bound students since its creation in 1992. The form, which parents fill out annually with income, …

    • client relationships
    • educational savings
    • financial advisors

    I have a 529 plan in my child/grandchild/sibling’s name. How will FAFSA changes impact that account?

    There are two main aspects of FAFSA and 529 College Savings Plans that are impacted by the FAFSA changes. The first deals with the Expected Family Contribution (EFC) amount derived from FAFSA information. The EFC’s …

    • client relationships
    • college savings
    • crisis management

    Am I still going to need to amend the FAFSA a few months after filling it out because I just filed my taxes?

    Beginning with the 2017-2018 academic year, the FAFSA will use a two-year lookback. For example, 2016 and 2017 tax information would be used for the necessary portions of the 2017-2018 forms. This will prevent the …

    • client relationships
    • college savings
    • crisis management

    Significant changes have been made to the FAFSA form in the past year. What are some of those changes?

    From 1992 until 2016, the FAFSA was filled out by parents after January 1 each year, based on the prior year’s tax forms and updated once taxes were filed. For example, the FAFSA due January …

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